Smart Choice Technologies Ltd. established on 2001, popularly known as SCT and SCT-Network is a Payment Service Operator (PSO) licensed under the Nepal Central Bank. SCT provides different types of Cards and Payment Platform to most of the Commercial Banks, Development Banks, PSP (Payment Service Provider) and other financial institutions in Nepal. SCT has also entered into a strategic alliance with international payment processors and schemes (UnionPay International, Pulse Network, FSS etc.) to extend its services and accessibility.
SCT is Pioneer to introduce first of its kind, integrated shared switching payment Network in Nepal, along with Domestic proprietary Card Scheme (SCT) in Nepal. SCT offers diversified payment services ranging from Issuance of Dual Interface (Contact and Contactless) Debit and Prepaid Card (Domestic and International), Interconnection of ATM & POS, Interoperability between multiple BFIs, Gateway to International Schemes, QRC Payment Platform and complete solution of Financial Technology thereby supporting the growth and infrastructure for Digital payment in Nepal.
SCT is indigenously developed payment system in Nepal- designed to meet the expectation and need of Nepalese Consumers, Banks, PSP, merchant's echo-system and other domestic digital platform.